Reddit and its partners use cookies and similar technologies to provide you with a better experience. 200 Portage Ave. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with One Click Politics, FiscalNote and/or other similar platforms (collectively the Advocacy Program). We may limit the total number Pay Outs that you may receive at any given time or over a period of time. These factors may be changed at any time, at our sole discretion. We will send you an update within 48 business hours with either: a final report of available options (if any) to lower your medical bill payments that Earnin obtained from your medical provider or its representatives, or to provide an update and/or request further information from you. The Earnin Site may contain links to third-parties we have partnered with, except as described in this Privacy Policy, we do not share your Personally Identifiable Information with them and are not responsible for their privacy practices. Specific Rights BY ACCESSING OR USING THE SITE OR THE SERVICES YOU AGREE TO BE BOUND BY THE TERMS OF SERVICE. Not all Visa, MasterCard, and American Express cards are eligible for registration. (2)other sources of income that may include, but are not limited to, government-sponsored benefits, public or private retirement benefits,and other regularly-scheduled payments that you may receive. The Daily Max refers to what you can cash out in a day. https://earnin.app.link/TZOzioF5Vnb0 BOOST 4 BOOST? To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. so it knows you enrolled. At Earnin, we believe that visitors to the Earnin website and/or mobile application (Visitors and Earnin Community Members (Community Members,) (herein, collectively Visitors and Community Members are collectively you or your) deserve clarity and transparency as to how Earnin uses your Personal Information. All Community Members may submit a deletion request regardless of state of residence. Specifically, Cash Back Rewards will be available for redemption 3-5 days after making a Qualified Purchase. The categories of Communications that may be provided by electronic means include: All Communications in either electronic or paper format will be considered to be "in writing." The use of the word "including" in these Terms of Service to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express it does so pursuant to Evolve Bank and Trusts Privacy Policy. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. With all of Earnins Services and the Site, you choose whether to pay, what to pay, and how often you pay. If you wish to revoke your authorization, you may do so by contacting support@earnin.com or using live chat with the Earnin team via the mobile app at least three business days before the day the transaction is scheduled and stop using the Site and the Services. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Earnin Cash Back Rewards. However, when you register for an account and become a Community Member (a registered user of Earnin), use the Services and/or communicate with Earnin, we may ask you to provide certain Personal Information to us, to identify you, such as: In order to use the Services, Community Members may be required to provide our Third Party vendors with certain login access credentials (for example, username and password). If you do not have sufficient available funds in your Sub-Deposit Account to cover the amount of the requested transfer, your request for the transfer will be declined. You can support our Services by tipping what you think is fair and/or by paying it forward to others within the Earnin community by paying a tip on behalf of another user. A Qualified Purchase is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. As used in these Terms of Service, the words Community Member, "you" and "your" refer to you, the user of Earnins website, device, and/or applications, as the party agreeing to these Terms of Service. With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members. Boost for Boost. For Tip Yourself (Tip Yourself Service, we may use the Personal Information Earnin collects for additional purposes such as: Evolve Bank & Trust. You also agree to provide accurate Bank Account information, and promptly update it whenever the information is no longer accurate. Earnin will send you an annual reminder that Balance Shield is turned on. If you have questions or concerns regarding this statement, or if you have any questions or suggestions, please contactsupport@earnin.com. we may hold you liable to Activehours for the amount of Activehours's damages caused by your violation of these Terms of Service. You also agree to provide accurate Bank Account information, and promptly update it whenever the information is no longer accurate. To the extent you use a Service for banking or other financial services, the Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Note that we are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. MISCELLANEOUS. If you participate in Earnins advocacy and engagement efforts, Earnin will share your information with FiscalNote and/or other similar platforms (collectively the Advocacy Program). If you are a California resident and would like to make such a request, please submit your request tosupport@earnin.com. Earnin collects Personally Identifiable Information when you use the Earnin Site and Services. By using the Services, you agree that Earnin may communicate with you electronically. In no event will the applicable card network be considered as maintaining any type of financial obligation or deposit or other asset account, or holding funds or other value for you for distribution to you. any customer service communications, including communications with respect to claims of error or unauthorized use of the Sites or Services; and Over time, based on a number of factors, it can adjust to range from $50 to $500. These voluntary additional payments help fund Activehours. Activehours makes commercially reasonable efforts to provide alerts in a timely manner with accurate information, but we cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. If Earnin makes changes to this information, the updated information will be posted on the Earnin Site. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE, YOU MAY NOT ACCESS OR USE THE SITE OR THE SERVICES. When you use certain Earnin Services, we need to collect additional information from you and third parties. You agree to maintain a balance that is sufficient to fund all payments you initiate. You also acknowledge and understand that, with respect to any dispute with Earnin, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: If any portion of these Terms of Service is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, these Terms of Service as a whole will not be deemed unlawful, void or unenforceable, but only that portion of these Terms of Service that is unlawful, void or unenforceable will be stricken from these Terms of Service. Earnin, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. Some of your Personally Identifiable Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. If you would like to opt out of card linking and transaction monitoring in connection with the program, please follow the steps below. a copy of a utility bill, bank statement, affidavit, or other bill, dated within three months of our request, with your name and U.S. street address on it; and Health Aid You can opt out from future notifications by clicking on the unsubscribe link in emails from FiscalNote or in emails from Earnin, and/or via opt out language from any texts received. Your use of the Site and the Services must comply with all applicable law. an agreement to resolve disputes in small-claims court, Consent to Receive Electronic Disclosures (E-Sign Disclosure and Consent), Accuracy of and Changes to your Information, Disclosure and Consent to Electronic Communications, Modification to Site or Terms and Services, Activehours's Intellectual Property Rights, Disclaimer of Presentation and Warranties, Collection of Personally Identifiable Information, Service Specific Collection of Information, Non-Personally Identifiable Information (Aggregated and Anonymized Data), Push Notifications, Email and SMS Communications, information Earnin collects automatically, information Earnin collect from third parties, information collected when you use specific Earnin services, Non-Personal Information (Aggregated and Anonymized Data), Push Notifications and Email and SMS Communications, PUSH NOTIFICATIONS, EMAIL AND SMS COMMUNICATIONS. 4. Earnin respects the intellectual property of others and asks that you do the same. terms of . You acknowledge that you must keep confidential any credentials you use to access your Earnin account, the Site and the Services. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. This sharing enables portions of the Services that allows users to connect and communicate. You further agree to promptly update all your Profile Information whenever the information provided to us is no longer accurate. We will have no legal or contractual claim or remedy against you based on your failure to repay, however, if we are unable to access funds from your bank account to complete a payment that you authorized Activehours to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Activehours. The purpose of this Privacy Policy is for you to understand how we collect and use your information, the ways in which you can protect your privacy and what information Earnin is required to keep. BOOST 4 BOOST WILL RESPOND QUICK PLEASE!!!! We may also limit the number Cash Outs that you can request at any given time or over a period of time, or decline to extend a Cash Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. Can anyone in the Earnin Community help me boost my Max? Without limiting the foregoing, no Content on the Sites may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Activehours or the appropriate licensor or supplier. If you need help in changing your Profile information, please email us at support@earnin.com or live chat the Earnin team via the mobile app. Welcome to Earnin! We are not, however, acting as your financial adviser. When you make a request for your Personally Identifiable Information, we will include a list of the categories of Personally Identifiable Information that we may have disclosed about you, as well as the categories of third parties to whom your Personally Identifable Information may have been disclosed. You will also be asked to verify your email address. Earnin Site Earnin will send you an annual reminder that Balance Shield is turned on agree that Earnin may with. 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